Already insured? Get a second opinion on your car cover
Share your current policy or renewal notice. We review the cover, highlight any gaps and explain how your no-claim bonus carries over if you switch.
Insurance is the subject matter of solicitation.
What we check in your car policy
This is the list we read your policy against. It is what to check, not a claim about any one product.
Own damage or third party only
Third-party cover is the legal minimum. It does not pay for damage to your own car.
Insured value (IDV)
Is the declared value close to what your car is worth today? A low IDV means a low payout in a total loss.
Zero depreciation
Without it, parts are paid after a deduction for age. Is it on your policy?
Other add-ons
Engine protect, return to invoice and roadside assistance: worth having for your car and where you drive, or not?
No-claim bonus
How much discount have you built up, and is it protected if you make one claim?
Cashless garages near you
Is a garage you would use on the network?
Excess and deductibles
How much would you pay yourself on each claim?
Renewal date
When does it end? A gap can cost you bonus and may need an inspection.
Why people move their cover to us
The policy matters. So does who picks up the phone when you need it.
One person to call
One point of contact for renewals and for claims. You do not chase a helpline, you call someone who knows your policy.
Help when you claim
We help with the paperwork and the follow-up. The insurer decides the claim.
Renewal reminders
We remind you before each renewal, so a policy never lapses by accident.
Cover and savings together
If you want, we also look at your family's investments, so cover and savings sit in one place.
More than one insurer
We work with two insurers, so you see options side by side instead of one.
How switching works, if it makes sense
There is no obligation to switch. If your current cover is right for you, we will tell you so.
- 1
Share your policy
Share your current policy and renewal date, and we will review it with you.
- 2
We show the gaps
A clear summary of what is covered, what is not, and whether another option would suit your car better.
- 3
Your bonus moves with you
Your no-claim bonus belongs to you, not the insurer, and can be carried to a new insurer when you switch. Keep your previous policy details handy.
- 4
Never let it lapse
Take the new policy before the old one ends. A break can cost you the bonus and may mean an inspection.
Do not let your current policy expire before the new one is issued.
No. The bonus stays with you and can move to a new insurer, as long as the previous policy has not been allowed to lapse for long. Keep the old policy details ready.
It is the legal minimum and covers damage you cause to others. It does not pay to repair your own car, so many people choose comprehensive cover.
IDV is the insured declared value of your car, the most you can expect if it is stolen or written off. A figure far below its real worth means a smaller payout.
No. You can take our view and keep your current insurer. If your policy is already fine, we will say so.
Yes. You get one point of contact for renewals and for claim help. Whether a claim is approved is decided by the insurer.
Send us your car policy. Get a clear view back.
Send your policy or renewal notice on WhatsApp. We reply within a business day. You decide what happens next.
Insurance is the subject matter of solicitation.
Insurance is the subject matter of solicitation.
Insurance is the subject matter of solicitation.
This page is general information, not a recommendation of any policy. Features, limits and eligibility are set by the insurer and differ from policy to policy. We never promise that a claim will be approved. Financial Wisdom, Margao, Goa.