Man at his laptop in the evening with a city skyline behind him

Specialized Investment Funds (SIF)

Specialized Investment Funds, for when regular funds aren't enough.

A newer SEBI-regulated category that allows more flexible strategies. Considered only where it genuinely fits your plan.

Suitability-led, never pushed
Suitability assessed first
Structure and costs explained upfront

See how it works

Is this you?

Four scrolls. See if this sounds familiar.

Keep scrolling: the situation, what it's quietly costing you, and what changes once it's handled properly.

Sound familiar?

01/04Sound familiar?

01 · Sound familiar?
Your mutual fund core is solid. You're wondering what's next.
You've heard about Specialized Investment Funds, a newer SEBI category with more flexible strategies. Your relationship manager is already sending brochures.
02 · What it's quietly costing you
New doesn't mean needed.
New categories attract noise. Invest because something is new, and you can end up with a strategy you don't understand, doing a job your portfolio didn't need done.
03 · What we do about it
We start with one question: what would a SIF do here?
We look at your whole allocation and ask whether a SIF strategy does something your existing funds can't. Only if the answer is yes do we compare options: structure, risk and costs explained upfront.
04 · Where you'll be
A deliberate yes, or a confident no.
Either a SIF earns a defined role in your plan with its risks understood, or we tell you plainly you don't need one. Both are good outcomes.

What you get

Everything handled, nothing sold in isolation.

Specialized Investment Funds are a sophisticated category that may suit investors with specific portfolio requirements. Suitability, structure, minimums and regulatory specifics are assessed individually and confirmed from reliable sources.

01
For specific needs
Considered where traditional funds don't fully fit the objective.
02
Suitability-led
Positioned within your broader plan, never in isolation.
03
Suitability first
Eligibility and minimums assessed individually.
04
Transparent
Structure and costs explained before any commitment.

Suitability, eligibility, tax and regulatory specifics are assessed individually and confirmed from reliable sources. No returns are promised. See our registrations

Quick self-check

Tap what sounds like you.

A ten-second self-check. There are no wrong answers.

0/5

Tap everything that sounds like you.

Be honest. It takes ten seconds.

Or get your full Financial Readiness Score (60 seconds)

A relatable scenario

What this looks like in real life.

An illustrative example, not a real client, to show how the plan comes together.

Illustrative scenario

A hands-on investor

Specific portfolio objective

The situation

Traditional funds don't quite fit one particular objective in their wider portfolio, and they're weighing a more specialised option, but want to be sure it's a fit, not a sales pitch.

How we help

Understand the objective the standard funds are missing.
Check whether an SIF genuinely fits inside the broader plan.
Confirm structure, minimums and specifics from reliable sources.

The resultAn honest read on whether it suits them, considered inside a plan, never sold on its own.

How we work

It starts with the plan.

Specialized Investment Funds (SIF) is one instrument inside a broader plan, chosen only after the strategy is clear.

01
Understand
Your income, assets, liabilities, family and where you stand today.
02
Plan
Define your goals, time horizons and the priorities that matter most.
03
Structure
Shape a strategy around risk, asset allocation and tax efficiency.
04
Implement
Put the right solutions to work, as tools within the plan.
05
Review
Track progress against goals, not against the market's noise.
06
Evolve
Adjust as your life, income and priorities change over time.

Questions, answered

Everything people ask us about Specialized Investment Funds.

Don’t see yours? Ask us directly. We reply on WhatsApp.

Ask on WhatsApp

A SIF is a SEBI-regulated investment category introduced in 2025 and offered by mutual fund houses. It sits between mutual funds and PMS: strategies can be more flexible than a regular mutual fund, with a higher minimum investment.

Yes. SEBI's framework sets a minimum investment across SIF strategies, currently ₹10 lakh per investor. We confirm the current rules and each fund's terms before you decide.

SIFs are run by mutual fund houses but can use strategies regular funds can't, such as limited short exposure through derivatives. That flexibility brings different risks.

Rarely. A SIF is usually an addition to a sound core, not a replacement, and only when it serves a specific purpose.

We reply on WhatsApp or call you to understand what you're looking for and set up a first conversation at a time that suits you. No pressure, no obligation.

No. Investments carry risk and past performance does not guarantee future results. We focus on a disciplined plan you can stay with.

Your next step

One conversation. A clear picture of where you stand.

We reply on WhatsApp, usually within a business day
A first conversation at a time that suits you
No pressure and no obligation, ever

Prefer to call? +91 83780 80888

Specialized Investment Funds, for when regular funds aren't enough.

Four scrolls. See if this sounds familiar.

Your mutual fund core is solid. You're wondering what's next.

New doesn't mean needed.

We start with one question: what would a SIF do here?

A deliberate yes, or a confident no.

Everything handled, nothing sold in isolation.

For specific needs

Suitability-led

Suitability first

Transparent

Tap what sounds like you.

What this looks like in real life.

It starts with the plan.

Understand

Plan

Structure

Implement

Review

Evolve

Everything people ask us about Specialized Investment Funds.

One conversation. A clear picture of where you stand.

Related solutions

Portfolio Management Services (PMS)

Alternative Investment Funds (AIF)

GIFT City Funds