Invest in India from the United Kingdom.
Living in London, Manchester, Birmingham or anywhere in the UK? We help you keep your India investments organised and aligned with your goals, wherever you are.
Who we help in United Kingdom
We start with your goals, not a product: what you are investing for, when you will need it, and how much risk you can live with. AMFI Registered Mutual Fund Distributor: ARN 174062.
Doctors, engineers and finance professionals
Busy careers in the UK, with India goals that need a clear, simple plan.
Families and parents of young children
Saving for school, for a home in India and for the years ahead, across two countries.
Those thinking of retirement in India
Building a retirement fund that works whether you settle in India or stay in the UK.
What to know as an NRI in United Kingdom
NRE and NRO accounts
NRE holds the money you earn abroad and move to India. NRO holds income earned in India. Each has its own use, and we help you pick the right one.
KYC as an NRI
Your KYC should show your NRI status and UK address. We walk you through the documents.
Repatriation
NRE funds can generally be taken back abroad under the rules. We explain what applies before you invest.
Two countries, two rule books
Reporting and tax in the UK work differently from India. Tax rules depend on your country of residence. Please confirm the details with a tax professional there.
Time-zone friendly
We schedule calls over WhatsApp or video when it suits your day in the UK.
How to invest in Indian mutual funds from the UK, step by step
1.Start with the goal
A home in India, children's education, parents' care or retirement. The goal and its date decide the kind of fund.
2.Get a PAN
You need a PAN to invest in India. If you do not have one, you can apply from the UK.
3.Open an NRE or NRO account
NRE for money you send from the UK, NRO for income earned in India such as rent. Your SIPs are paid from one of these.
4.Complete KYC as an NRI
PAN, passport, UK address proof and a photograph, plus your OCI card if you are a British citizen of Indian origin. Old resident KYC must be changed to NRI status.
5.Sign the FATCA declaration
It records the UK as your country of tax residence.
6.Invest a lump sum or start a SIP
Register a mandate on your NRE or NRO account, choose the amount and date, and the SIP runs each month.
7.Plan for UK tax
The UK taxes its residents on worldwide income. Most Indian mutual funds do not have UK reporting fund status, so gains can be taxed in the UK as income rather than as capital gains. India deducts tax when NRIs redeem, and the India–UK tax treaty can give credit. Check with a UK tax professional.
How we work with you from the UK
Our office is in Margao, Goa. You do not need to be here. Call or message us on +91 83780 80888.
Message us on WhatsApp- 01A first callA short WhatsApp or video call at a time that suits you in the UK. We learn about your goals, your family and what you already hold.
- 02We check what is open to youYour residential status and country decide which accounts and fund houses you can use. We confirm this before any paperwork.
- 03Set-up from wherever you areNRE or NRO account, KYC updated to NRI status, and a clear list of documents. Most of it moves digitally.
- 04Invest and reviewA plan linked to your goals, with regular reviews over video. Your family in India can be part of the conversation.
Questions from NRIs in United Kingdom
Get a PAN, open an NRE or NRO account, complete KYC as an NRI with your UK address, sign a FATCA declaration showing the UK, then invest a lump sum or start a SIP through a mandate on your NRE or NRO account. Plan for UK tax, as gains on most Indian funds can be taxed in the UK as income.
Yes. Investors living in the UK can use most Indian fund houses, through an NRE or NRO account and KYC updated to NRI status. We confirm the details for you and guide you through the set-up.
We start with your goals and the date for each. Then we see what you already hold in both countries, and where India fits in.
A tax professional in the UK. Tax rules depend on your country of residence. Please confirm the details with a tax professional there. We work alongside them.
NRE holds money you earn abroad and bring to India, and can generally be taken back abroad. NRO holds income earned in India, like rent, and has conditions on repatriation. We help you use each for the right goal.
Not usually. Much of the process can be done with digital documents and video calls from the UK. We tell you exactly what is needed before you begin.
Read and try next
Where else we help NRIs
Mutual fund investments are subject to market risks. Please read all scheme related documents carefully. We do not promise returns.
Your next step
Turn this number into a plan you can act on.
Walk through your result with Mrs. Manalee Verneker, our founder. No jargon, no obligation.
Talk to our financial expertWhatsApp us+91 83780 80888